.bg {
	background-image: url(images/msg_graphic.gif);
	background-repeat: no-repeat;
	background-position: left top;
}
; .hmtext {
;	font-family: Verdana, Arial, Helvetica, sans-serif;
;	font-size: 12px;
;	line-height: 29px;
; }
.text {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	line-height: 18px;
}
.ul {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10pt; line-height: 3em; color: #000033; list-style-position: outside; list-style-type: circle; position: relative; clip:  rect(   25px)}